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Sunday, October 27, 2013

Another Note on Obamacare

Aside from the fact that that name for the ACA is going to backfire on the GOP, big-time -- they'd hoped to tie him to a disaster (remember "Benghazi-gate"?), and it's starting to look like it's going to be immensely successful. One of the reasons shows up in this anecdote, from a reader at TPM:

Anyway, you may have seen in the past couple of days how some insurers are being forced to drop thousands of individual policies because they're not ACA-compliant. My current policy is among those, so I've looked for a new policy with my insurer (Anthem). And, thanks to the ACA, I can finally get a more traditional policy because the insurer has to offer ACA-compliant plans and can't exclude for preexisting conditions. As a result, I'm switching to a Silver level plan with a $2,000 deductible, free preventive care, reasonable co-pays ($30-$45) for doctors' visits pre-deductible and reasonable co-insurance (25%) post-deductible, all for a premium that's only $20 than what I was paying. Significantly better coverage, in other words, for about $240 more per year.

He's not alone -- I've been seeing comments like this at various places. And that, of course, is the whole point of the program.

Read the whole thing -- it's short, and very instructive, and sort of gives the lie to the Boehner/Cruz/Ryan mantra that the whole thing is an unmitigated disaster. As does this.



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